Top Motorcycle Insurance Tips for Texas Riders During the Busy Summer Season

Riding in Portland, TX & Corpus Christi, TX during summer means long rides and increased motorcycle traffic. As the season ramps up, consider reviewing your motorcycle coverage.

Motorcycle Insurance Tips for Summer

Here are some practical tips to keep your coverage in step with your riding habits:

• Carry liability insurance that meets state requirements—Texas law mandates proof of financial responsibility, and most motorcyclists meet this requirement by carrying the state’s minimum liability coverage.
• Add collision and comprehensive coverage—Summer storms, wildlife and increased traffic can all lead to unexpected damage. Collision coverage may cover your repair costs after a crash, while comprehensive coverage may provide coverage after noncollision events like fire, hail or theft.
• Consider uninsured/underinsured motorist coverage—Not every driver on the road is insured. This coverage may help you with expenses if you’re hit by an at-fault driver with too little or no insurance.
• Include medical payments coverage—Medical bills can add up quickly after an accident. Medical payments coverage may help pay for minor injuries regardless of who was at fault.
• Review your coverage before a road trip—Summer rides often mean longer distances. Confirm that your insurance offers the appropriate level of financial support for longer travel.
• Update your policy for custom parts or gear—If you’ve added custom modifications or expensive riding gear, check if your policy covers them. Standard coverage might not fully account for these extras.

Secure a Policy Today

Be financially secure this summer and beyond with motorcycle insurance from Randy Russell Insurance. Contact us today to explore your options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.